Insurance Consequences of Suffolk DWI

By Suffolk County DWI Lawyers

In Suffolk County, NY, a DWI conviction will have serious consequences related to your vehicle insurance, including:
Increased premiums
On average, a Suffolk DUI can increase your insurance rates by up to 70%, which is an extra $1,470 per year. In New York, the average annual premium for full coverage after a DWI is $5,890, which is 59% more than the average for drivers with a clean record.
Policy cancellation
Some Suffolk County insurance companies may refuse to extend coverage or renew your policy after a DUI.
SR-22 or FR-44 filing
Some states require drivers with a DUI conviction to file an SR-22 or FR-44 form to prove they have the minimum required insurance coverage. In New York, you don't need to file an SR-22 or FR-44, but you can expect higher rates.
Suffolk County Drug-related DUIs
Insurance companies often view drug-related DUIs as more severe than alcohol-related DUIs, resulting in even higher premiums.
Other factors that can impact your insurance rates include: Your vehicle type, Your location, Your age, Your gender, and Your credit history.
A Suffolk DWI can also have other consequences, such as: Loss of personal and professional reputation, Difficulty finding housing or employment, Strained relationships with family and friends, and Financial hardship from fines and legal fees.
A DWI attorney in Suffolk County can help minimize the impact of a DWI conviction on your insurance rates.
You should speak with a Suffolk County DWI Lawyer about your case.